Visualizing The Risk Of Running Out Of Money In Retirement

Published Friday, March 25, 2016 at: 7:00 AM EDT

When you're flying in an airplane, you obviously can't afford to run out of fuel.And when you plan your retirement, you can't afford to run out of money.To visualize the risk of running out of money when you're in your 80s and 90s, we're sharing with you here new research we've licensed from Dr. Craig Israelsen, who teaches in the financial planning program at Utah Valley University.Israelsen back-tested the survival rates of four retirement portfolios based on 90 years of historical data. This chart shows that an all-bond retirement portfolio survived at least 35 years only 44.6% of the time,...

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This article was written by a veteran financial journalist based on data compiled and analyzed by independent economist, Fritz Meyer. While these are sources we believe to be reliable, the information is not intended to be used as financial advice without consulting a professional about your personal situation.

Indices are unmanaged and not available for direct investment. Investments with higher return potential carry greater risk for loss. Past performance is not an indicator of your future results.

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