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Our Partners

 

 

 

The largest independent custodian in America, TCA has been protecting the assets of investors since 1972. Our philosophy has always been, and remains, fiscally conservative. We believe that financial strength is the foundation of providing value to our clients in all market conditions. We provide conflict-free custodial services to  RIAs, with no advisory network, fund families or investment advice to complicate the relationship. This gives your advisor the freedom to act exclusively in your best interest. Our only focus is keeping your assets safe.

Safety & Soundness:  Share Accountable for billions of dollars in assets, Trust Company of America (TCA) ensures the safekeeping of your clients’ assets under custody by managing, tracking and holding title to the actual securities.

Strictly Regulated: As an FDIC insured depository institution, TCA complies with federal statutes and regulations enforced with stringent FDIC examinations. We are supervised and examined by the Colorado Division of Banking and are bound by Colorado State Banking Commission regulations. We are also audited annually by a top-10 CPA firm to ensure accurate reporting of assets. Your clients’ securities are always held separately from corporate assets. TCA does not borrow for our own use or loan out any security owned by account holders for another firm’s use. While TCA holds title to clients’ securities, investments in mutual funds are held at mutual fund companies and direct investments in equity securities are safely held at JPMorgan Chase & Co. — a large, reputable and highly regulated organization

Highly Insured: Your assets at TCA are always protected. Through our charter with the FDIC, investors’ cash deposits are insured up to $250,000 per account. At the corporate level, TCA’s insurance coverage includes $10 million for Financial Institutions Bond/Computer Crime and $15 million for Bankers Professional Liability.

Financially Sound: TCA has an excellent track record of profitability and financial strength, and has no long-term debt. Our operating performance has enabled us to self-fund our market expansion and capital growth, so we haven’t had to seek long-term debt to support our business -

Dedicated to Privacy: TCA is committed to preserving the confidentiality of all information related to our clients. We will not disclose any non-public personal information about clients or former clients except as required by law. We carefully restrict access to personal client account information to only those employees who require that data to provide products or services. TCA maintains physical, electronic and procedural safeguards to ensure the confidentiality of all non-public client information. – See more at:  http://www.trustamerica.com/

 




We align the world’s investments with investor risk tolerance.

 Despite all of our advances in technology, the world still invests the vast majority of its financial assets using a combination of gut instincts, hunches, emotionally-driven decisions and “what we learned in college.”

As a result, when markets pull back, investors typically pull the plug—locking in horrible losses, sitting out the recovery and waiting until the market “feels safe” again to reinvest at the top, and repeat the cycle.

Riskalyze is transforming the advisory industry by empowering investment advisors to capture a quantitative measurement of client risk tolerance, and use that data to win new clients, capture and meet expectations and quantify suitability.

Our core technology is built on the academic framework that won the Nobel Prize for Economics in 2002. Our customers used that technology to build more than $2 billion in portfolios in 2012. Visit riskalyze.com
 

 

United Planners Financial Services of America is a partnership among independent financial advisors, and Michael MacDonald is an firm advisor of United Planner's Firm RIA. Under Their supervision and oversight. United Planners is independent from major financial institutions and focuses on providing a full range of products and services with a high level of personal service. Its status as a Registered Investment Advisor (RIA) ensures that its members act as fiduciaries for their clients, always placing clients’ interest above their own.

United Planners serves as both the broker-dealer and RIA for Michael MacDonald , and everything we do flows through United Planners. In addition, United Planners supervises, monitors and reviews our actions and recommendations, a relationship that gives our clients added peace of mind.

United Planners was formed in 1987 as a limited partnership and is based in Scottsdale, Arizona. Fifty-five percent of the firm’s annual profits are shared with those advisors who qualify as limited partners. The concept of the firm is to offer experienced advisors efficiencies in the way they conduct business and help them provide the highest possible levels of service to their clients.

TD AMERITRADE Institutional is a leading provider of comprehensive brokerage and custody services to more than 4,000 independent Registered Investment Advisors (RIAs) and their clients. TD AMERITRADE Institutional’s technology platform allows investment advisors to run their practices more efficiently while optimizing time with clients.

TD AMERITRADE Institutional provides products, programs and services designed to help advisors build their businesses and serve their clients

SEI offers deep experience and an institutional approach to investing that complements our focus on setting and achieving goals. SEI’s top priority is helping investors reach their destination, whether that’s a secure retirement, funding a college education, or leaving a legacy to their heirs.

SEI, founded in 1968, is headquartered in Oaks, Penn., and has more than 2,700 employees worldwide. SEI is one of the world’s largest managers of financial managers, using the most up-to-date research to anticipate changing investor needs and to create innovative solutions designed for individual and institutional investors alike. SEI’s products and services help corporations, financial institutions and individuals create and manage wealth and reach their goals.

Vanguard is one of the world’s best-known and most respected investment firms. The company’s Pledge to Clients promises to:

  • Put investors’ interests first at all times.
  • Manage investments with prudence, a long-term perspective, and the goal of providing returns consistently better than those of competitors.
  • Hold ourselves to the highest standards of ethical behavior and fiduciary responsibility.
  • Strive to be the highest-value provider of investment services by offering outstanding performance and service while keeping costs as low as possible.
  • Communicate candidly about investment risks and costs as well as potential rewards.
  • Maintain highly effective controls to protect the assets and confidential information that are entrusted to us.
  • Employ a talented, diligent, and diverse crew to ensure that our clients are well served.
  • Adapt, evolve, and continuously improve in pursuit of excellence in all we do.

Disclosure

Securities are offered to residents of AZ, CA, ID, NM, NV, OR, TX and WA. Advisory services offered to residents of CA.

Branch office: 2300 Contra Costa Blvd Suite 175, Pleasant Hill, California, 94523

United Planners Financial Services Of America is a Registered Investment Advisor and is Registered with the Securities Exchange Commission (SEC). The ADV is provided to advisory clients and available to all by request.

Michael J. MacDonald Insurance Services is Licensed with the California Department of Insurance, License #0576809. We are Licensed for Property and Casualty, Life and Disability, Variable Products, and Mike has fulfilled all Certification requirements for the sale of Long-Term Care and the California Partnership as well.

Michael J. MacDonald is an advisory representative offering securities and advisory services through United Planners Financial Services Of America, member SIPC. Insurance may be offered through United Planners Financial Services Of America. United Planners Financial Services Of America are not affiliated with Michael MacDonald Financial Management.

Contact Details

Michael MacDonald Financial
2300 Contra Costa Blvd Suite 175
Pleasant Hill, CA 94523

Email: mikemac@thefinancialadvisor.org
Website: thefinancialadvisor.org 
Phone: 925-521-0110